jamie said:

I wouldn't hire me for a job why would I expect someone else to do it? In today's market the person with a job to give makes the rules.

It's also possible to write your own rules and hire yourself to run a business you create for yourself.  Take what you enjoy doing and figure out a way to make money doing it (i.e., get paid for having fun).

For example, you know how to garden and how to cook on a shoestring budget (and so forth).  Consider writing a Kindle book about it and selling it on Amazon.  You might not make a lot of money, but maybe you will make some money.  Your "cost of development" is mainly your time because compared to publishing a book in the past, going the Kindle route is relatively inexpensive.  Amazon collects the money from selling it and cuts you an electronic check for your share of the royalties every three months.  Your blog can help you promote the book.

How do you think Bill Gates got rich?  His company spent money developing software; then his customers download it from his web site.  The cost of distributing software this way is negligible, and credit card companies collected the payments for him.

Each of us can do the same thing.  Create intellectual property inexpensively and, depending on what kind of intellectual property it is, distribute it inexpensively via online bookstores or online apps stores (e.g., Apple iTunes if you create apps for the iPhone).  You may not make any money, but then again, you don't know unless you try.  At worst, you will have a lot of fun trying (assuming you don't go overboard by spending money foolishly).  At best, you may not have to worry about money (in fiat currency form) ever again.

jamie said:

It's actully been stated in the MSM how terrible it is for folks to get out of debt. Oh, sure it might be good for them as individuals but it's killing the economy/collective. Same for police protection: If folks start to realize they can protect themselves and the police are not effective or start posing a threat to the citizens themselves? How will the PTBs get their protection money?

It's possible that we will be struck and killed by lightning or by a falling meteorite (the probability may be very small, but it's still greater than zero).  These kinds of things could happen and have happened to others before.  SWAT teams have been known to go to the wrong address before also.  I know I'm going to die someday; I just don't know when that is going to be at this time.

In the meantime, paying off debt rather than spending money on stuff really is killing the economy (it's called the paradox of thrift in economics).  Perhaps this is a problem for the politicians and for others, but it's not a problem for me.  My problem is to make sure I can support myself financially (using means that are both legal and ethical).  Other people can fend for themselves.  While the truly needy get my sympathy and support, the truly lazy get my cold shoulder.  I prefer to focus on keeping myself out of trouble so that I don't need to draw on society's resources (other than what I'm entitled to receive by law as a citizen, voter, and taxpayer).

My goal is to remain gray and under the radar.  Except for the SWAT team that happens to go to the wrong address (and ends up at mine), I don't want to do anything that attracts the attention of either the authorities or the zombie hordes.  But someday, my time in this world will be up and I will move on to the next world.  In the meantime, I will do the best I can to stay alive and healthy.  Then when my time is up, it's up.

Religion may be the opium of the people, but it's a good kind of opium to have.